Call reports 2012
NORTH BROOKFIELD SAVINGS BANK — 2012
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,275,000 | 198,624,000 | 197,055,000 | 200,565,000 |
| Total loans | 100,213,000 | 109,278,000 | 109,988,000 | 110,548,000 |
| Allowance for loan losses | 728,000 | 784,000 | 780,000 | 809,000 |
| Securities available for sale | 21,104,000 | 21,232,000 | 23,917,000 | 61,276,000 |
| Securities held to maturity | 46,631,000 | 41,498,000 | 37,709,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,599,000 | 168,534,000 | 166,393,000 | 169,114,000 |
| Interest-bearing deposits | 158,051,000 | 158,356,000 | 156,299,000 | 158,888,000 |
| Noninterest-bearing deposits | 9,548,000 | 10,178,000 | 10,094,000 | 10,226,000 |
| Equity capital | 26,855,000 | 27,207,000 | 27,697,000 | 28,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,730,000 | 5,497,000 | 7,150,000 |
| Interest expense | 293,000 | 564,000 | 826,000 | 1,090,000 |
| Net interest income | 1,560,000 | 3,166,000 | 4,671,000 | 6,060,000 |
| Noninterest income | 388,000 | 751,000 | 1,291,000 | 1,725,000 |
| Noninterest expense | 1,389,000 | 2,807,000 | 4,225,000 | 5,874,000 |
| Provision for loan losses | 33,000 | 152,000 | 158,000 | 190,000 |
| Pretax income | 526,000 | 974,000 | 1,595,000 | 1,772,000 |
| Income tax | 126,000 | 222,000 | 385,000 | 376,000 |
| Net income | 400,000 | 752,000 | 1,210,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,273,000 | 27,619,000 | 28,070,000 | 28,433,000 |
| Total capital | 28,001,000 | 28,403,000 | 28,850,000 | 29,242,000 |
| Risk-weighted assets | 88,176,000 | 91,276,000 | 92,490,000 | 90,740,000 |