Call reports 2011
NORTH BROOKFIELD SAVINGS BANK — 2011
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 193,063,000 | 197,764,000 | 197,084,000 | 198,632,000 |
| Total loans | 102,798,000 | 100,305,000 | 99,333,000 | 100,688,000 |
| Allowance for loan losses | 849,000 | 772,000 | 887,000 | 993,000 |
| Securities available for sale | 24,139,000 | 25,478,000 | 17,311,000 | 20,556,000 |
| Securities held to maturity | 38,600,000 | 44,719,000 | 46,143,000 | 52,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,622,000 | 169,680,000 | 168,517,000 | 169,399,000 |
| Interest-bearing deposits | 157,376,000 | 161,311,000 | 159,094,000 | 160,631,000 |
| Noninterest-bearing deposits | 8,246,000 | 8,369,000 | 9,423,000 | 8,768,000 |
| Equity capital | 25,619,000 | 26,191,000 | 26,582,000 | 26,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,819,000 | 5,742,000 | 7,575,000 |
| Interest expense | 399,000 | 769,000 | 1,117,000 | 1,443,000 |
| Net interest income | 1,512,000 | 3,050,000 | 4,625,000 | 6,132,000 |
| Noninterest income | 338,000 | 720,000 | 1,063,000 | 1,445,000 |
| Noninterest expense | 1,332,000 | 2,714,000 | 4,138,000 | 5,706,000 |
| Provision for loan losses | 123,000 | 104,000 | 230,000 | 347,000 |
| Pretax income | 395,000 | 952,000 | 1,320,000 | 1,524,000 |
| Income tax | 82,000 | 229,000 | 302,000 | 308,000 |
| Net income | 313,000 | 723,000 | 1,018,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,968,000 | 26,381,000 | 26,677,000 | 26,870,000 |
| Total capital | 26,817,000 | 27,153,000 | 27,564,000 | 27,863,000 |
| Risk-weighted assets | 88,330,000 | 88,764,000 | 86,523,000 | 90,474,000 |