Call reports 2010
NORTH BROOKFIELD SAVINGS BANK — 2010
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 189,879,000 | 191,787,000 | 190,457,000 | 191,933,000 |
| Total loans | 109,971,000 | 109,476,000 | 107,539,000 | 103,134,000 |
| Allowance for loan losses | 767,000 | 804,000 | 880,000 | 844,000 |
| Securities available for sale | 16,886,000 | 14,346,000 | 17,153,000 | 21,006,000 |
| Securities held to maturity | 36,252,000 | 38,122,000 | 38,378,000 | 37,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,625,000 | 165,089,000 | 163,327,000 | 164,748,000 |
| Interest-bearing deposits | 157,307,000 | 159,297,000 | 156,768,000 | 157,365,000 |
| Noninterest-bearing deposits | 6,318,000 | 5,792,000 | 6,559,000 | 7,383,000 |
| Equity capital | 24,217,000 | 24,696,000 | 25,354,000 | 25,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,172,000 | 6,189,000 | 8,131,000 |
| Interest expense | 542,000 | 1,046,000 | 1,508,000 | 1,943,000 |
| Net interest income | 1,570,000 | 3,126,000 | 4,681,000 | 6,188,000 |
| Noninterest income | 290,000 | 603,000 | 1,082,000 | 1,387,000 |
| Noninterest expense | 1,327,000 | 2,552,000 | 3,879,000 | 5,468,000 |
| Provision for loan losses | -13,000 | 66,000 | 154,000 | 182,000 |
| Pretax income | 546,000 | 1,113,000 | 1,732,000 | 1,925,000 |
| Income tax | 141,000 | 291,000 | 250,000 | 164,000 |
| Net income | 405,000 | 822,000 | 1,482,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,303,000 | 24,728,000 | 25,390,000 | 25,656,000 |
| Total capital | 25,070,000 | 25,532,000 | 26,270,000 | 26,500,000 |
| Risk-weighted assets | 93,459,000 | 93,001,000 | 90,626,000 | 87,701,000 |