Call reports 2009
NORTH BROOKFIELD SAVINGS BANK — 2009
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 181,558,000 | 182,409,000 | 182,944,000 | 188,768,000 |
| Total loans | 111,644,000 | 110,741,000 | 110,454,000 | 111,722,000 |
| Allowance for loan losses | 803,000 | 829,000 | 695,000 | 825,000 |
| Securities available for sale | 15,948,000 | 13,046,000 | 16,935,000 | 19,009,000 |
| Securities held to maturity | 31,044,000 | 36,407,000 | 34,378,000 | 33,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,933,000 | 157,435,000 | 157,395,000 | 163,154,000 |
| Interest-bearing deposits | 150,963,000 | 151,661,000 | 150,794,000 | 156,298,000 |
| Noninterest-bearing deposits | 5,970,000 | 5,774,000 | 6,601,000 | 6,856,000 |
| Equity capital | 22,498,000 | 22,767,000 | 23,196,000 | 23,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,413,000 | 6,560,000 | 8,677,000 |
| Interest expense | 844,000 | 1,532,000 | 2,164,000 | 2,700,000 |
| Net interest income | 1,446,000 | 2,881,000 | 4,396,000 | 5,977,000 |
| Noninterest income | 266,000 | 564,000 | 878,000 | 1,230,000 |
| Noninterest expense | 1,217,000 | 2,474,000 | 3,745,000 | 5,352,000 |
| Provision for loan losses | 95,000 | 169,000 | 269,000 | 405,000 |
| Pretax income | 400,000 | 806,000 | 1,264,000 | 1,454,000 |
| Income tax | 86,000 | 173,000 | 280,000 | 204,000 |
| Net income | 314,000 | 633,000 | 984,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,964,000 | 23,274,000 | 23,651,000 | 23,907,000 |
| Total capital | 23,767,000 | 24,103,000 | 24,346,000 | 24,732,000 |
| Risk-weighted assets | 91,905,000 | 92,005,000 | 92,391,000 | 94,825,000 |