Call reports 2008
NORTH BROOKFIELD SAVINGS BANK — 2008
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 166,887,000 | 176,737,000 | 177,216,000 | 180,039,000 |
| Total loans | 108,791,000 | 110,975,000 | 110,797,000 | 111,113,000 |
| Allowance for loan losses | 533,000 | 525,000 | 716,000 | 701,000 |
| Securities available for sale | 10,533,000 | 17,315,000 | 17,196,000 | 16,884,000 |
| Securities held to maturity | 25,711,000 | 27,824,000 | 29,906,000 | 30,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,581,000 | 151,199,000 | 151,268,000 | 154,194,000 |
| Interest-bearing deposits | 135,780,000 | 145,718,000 | 144,861,000 | 147,338,000 |
| Noninterest-bearing deposits | 5,801,000 | 5,481,000 | 6,407,000 | 6,856,000 |
| Equity capital | 21,979,000 | 22,152,000 | 22,404,000 | 22,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,422,000 | 6,682,000 | 8,967,000 |
| Interest expense | 1,009,000 | 1,942,000 | 2,838,000 | 3,688,000 |
| Net interest income | 1,193,000 | 2,480,000 | 3,844,000 | 5,279,000 |
| Noninterest income | 277,000 | 544,000 | 831,000 | 1,114,000 |
| Noninterest expense | 1,200,000 | 2,403,000 | 3,599,000 | 5,002,000 |
| Provision for loan losses | 3,000 | 4,000 | 10,000 | 14,000 |
| Pretax income | 267,000 | 617,000 | 1,066,000 | 1,377,000 |
| Income tax | 3,000 | 57,000 | 162,000 | 251,000 |
| Net income | 264,000 | 560,000 | 904,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,889,000 | 22,136,000 | 22,442,000 | 22,657,000 |
| Total capital | 22,422,000 | 22,661,000 | 23,158,000 | 23,358,000 |
| Risk-weighted assets | 85,183,000 | 87,911,000 | 88,238,000 | 90,320,000 |