Call reports 2007
NORTH BROOKFIELD SAVINGS BANK — 2007
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 169,316,000 | 170,211,000 | 169,964,000 | 165,279,000 |
| Total loans | 101,296,000 | 100,663,000 | 101,690,000 | 105,592,000 |
| Allowance for loan losses | 560,000 | 539,000 | 533,000 | 537,000 |
| Securities available for sale | 20,015,000 | 19,670,000 | 20,897,000 | 19,354,000 |
| Securities held to maturity | 25,230,000 | 24,420,000 | 24,979,000 | 24,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,423,000 | 148,219,000 | 147,181,000 | 142,326,000 |
| Interest-bearing deposits | 143,065,000 | 143,041,000 | 142,044,000 | 137,226,000 |
| Noninterest-bearing deposits | 4,358,000 | 5,178,000 | 5,137,000 | 5,100,000 |
| Equity capital | 20,865,000 | 20,911,000 | 21,432,000 | 21,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,496,000 | 6,790,000 | 9,078,000 |
| Interest expense | 1,057,000 | 2,170,000 | 3,313,000 | 4,413,000 |
| Net interest income | 1,173,000 | 2,326,000 | 3,477,000 | 4,665,000 |
| Noninterest income | 444,000 | 547,000 | 845,000 | 1,147,000 |
| Noninterest expense | 1,072,000 | 2,131,000 | 3,216,000 | 4,481,000 |
| Provision for loan losses | 2,000 | 4,000 | 8,000 | 11,000 |
| Pretax income | 543,000 | 738,000 | 1,098,000 | 1,320,000 |
| Income tax | 99,000 | 136,000 | 187,000 | 224,000 |
| Net income | 444,000 | 602,000 | 911,000 | 1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,998,000 | 21,148,000 | 21,464,000 | 21,655,000 |
| Total capital | 21,558,000 | 21,687,000 | 21,997,000 | 22,192,000 |
| Risk-weighted assets | 82,032,000 | 82,042,000 | 82,188,000 | 83,762,000 |