Call reports 2006
NORTH BROOKFIELD SAVINGS BANK — 2006
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 163,498,000 | 169,487,000 | 166,844,000 | 165,384,000 |
| Total loans | 99,361,000 | 100,175,000 | 100,367,000 | 100,240,000 |
| Allowance for loan losses | 566,000 | 583,000 | 600,000 | 553,000 |
| Securities available for sale | 20,597,000 | 20,798,000 | 19,145,000 | 19,795,000 |
| Securities held to maturity | 28,384,000 | 27,829,000 | 27,033,000 | 26,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,239,000 | 145,918,000 | 142,725,000 | 144,089,000 |
| Interest-bearing deposits | 134,564,000 | 141,582,000 | 137,896,000 | 139,359,000 |
| Noninterest-bearing deposits | 5,675,000 | 4,336,000 | 4,829,000 | 4,730,000 |
| Equity capital | 19,416,000 | 19,645,000 | 20,166,000 | 20,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,219,000 | 6,401,000 | 8,585,000 |
| Interest expense | 816,000 | 1,729,000 | 2,704,000 | 3,702,000 |
| Net interest income | 1,279,000 | 2,490,000 | 3,697,000 | 4,883,000 |
| Noninterest income | 242,000 | 508,000 | 750,000 | 999,000 |
| Noninterest expense | 1,045,000 | 2,097,000 | 3,155,000 | 4,314,000 |
| Provision for loan losses | 23,000 | 40,000 | 62,000 | 68,000 |
| Pretax income | 453,000 | 861,000 | 1,230,000 | 1,500,000 |
| Income tax | 27,000 | 115,000 | 184,000 | 252,000 |
| Net income | 426,000 | 746,000 | 1,046,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,730,000 | 20,047,000 | 20,347,000 | 20,553,000 |
| Total capital | 20,296,000 | 20,630,000 | 20,947,000 | 21,106,000 |
| Risk-weighted assets | 80,516,000 | 81,872,000 | 81,890,000 | 80,503,000 |