Call reports 2002
NORTH BROOKFIELD SAVINGS BANK — 2002
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 132,729,000 | 134,262,000 | 138,122,000 | 146,854,000 |
| Total loans | 80,081,000 | 84,397,000 | 86,341,000 | 87,069,000 |
| Allowance for loan losses | 665,000 | 498,000 | 516,000 | 531,000 |
| Securities available for sale | 13,891,000 | 14,553,000 | 17,561,000 | 22,952,000 |
| Securities held to maturity | 25,917,000 | 23,724,000 | 22,359,000 | 21,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,635,000 | 117,814,000 | 121,375,000 | 128,899,000 |
| Interest-bearing deposits | 114,450,000 | 116,345,000 | 119,083,000 | 126,956,000 |
| Noninterest-bearing deposits | 2,185,000 | 1,469,000 | 2,292,000 | 1,943,000 |
| Equity capital | 14,063,000 | 14,658,000 | 15,159,000 | 15,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 4,016,000 | 6,007,000 | 7,999,000 |
| Interest expense | 886,000 | 1,733,000 | 2,563,000 | 3,386,000 |
| Net interest income | 1,112,000 | 2,283,000 | 3,444,000 | 4,613,000 |
| Noninterest income | 117,000 | 238,000 | 365,000 | 512,000 |
| Noninterest expense | 728,000 | 1,448,000 | 2,172,000 | 3,083,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 501,000 | 1,058,000 | 1,607,000 | 1,997,000 |
| Income tax | 148,000 | 344,000 | 505,000 | 621,000 |
| Net income | 353,000 | 714,000 | 1,102,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,288,000 | 14,649,000 | 15,037,000 | 15,311,000 |
| Total capital | 14,953,000 | 15,147,000 | 15,553,000 | 15,842,000 |
| Risk-weighted assets | 65,428,000 | 65,216,000 | 68,987,000 | 72,247,000 |