Call reports 2001
NORTH BROOKFIELD SAVINGS BANK — 2001
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 117,932,000 | 120,264,000 | 125,246,000 | 128,396,000 |
| Total loans | 70,778,000 | 71,804,000 | 74,280,000 | 77,027,000 |
| Allowance for loan losses | 666,000 | 666,000 | 674,000 | 674,000 |
| Securities available for sale | 3,006,000 | 5,006,000 | 5,006,000 | 11,255,000 |
| Securities held to maturity | 27,286,000 | 32,682,000 | 32,616,000 | 28,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,129,000 | 105,828,000 | 109,236,000 | 112,903,000 |
| Interest-bearing deposits | 102,368,000 | 104,127,000 | 107,080,000 | 111,368,000 |
| Noninterest-bearing deposits | 1,761,000 | 1,701,000 | 2,156,000 | 1,535,000 |
| Equity capital | 12,986,000 | 13,394,000 | 13,715,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,899,000 | 5,883,000 | 7,834,000 |
| Interest expense | 1,019,000 | 2,015,000 | 3,004,000 | 3,950,000 |
| Net interest income | 917,000 | 1,884,000 | 2,879,000 | 3,884,000 |
| Noninterest income | 123,000 | 232,000 | 341,000 | 464,000 |
| Noninterest expense | 681,000 | 1,263,000 | 1,907,000 | 2,722,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 344,000 | 838,000 | 1,298,000 | 1,611,000 |
| Income tax | 134,000 | 220,000 | 359,000 | 452,000 |
| Net income | 210,000 | 618,000 | 939,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,986,000 | 13,394,000 | 13,715,000 | 13,935,000 |
| Total capital | 13,652,000 | 14,060,000 | 14,389,000 | 14,609,000 |
| Risk-weighted assets | 58,741,000 | 60,896,000 | 62,722,000 | 63,812,000 |