Call reports 2008

FIRST NATIONAL BANK OF CRYSTAL FALLS — 2008

Name: FIRST NATIONAL BANK OF CRYSTAL FALLS — FFIEC call report 2008
Creator: FIRST NATIONAL BANK OF CRYSTAL FALLS

What FIRST NATIONAL BANK OF CRYSTAL FALLS reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c55b8616-fa04-462c-95cc-098f14129c0c/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	63,778,000	64,086,000	66,004,000	64,830,000
Total loans	43,417,000	42,759,000	41,394,000	41,011,000
Allowance for loan losses	437,000	467,000	512,000	544,000
Securities available for sale	0	0	0	0
Securities held to maturity	3,648,000	3,440,000	2,940,000	5,921,000
Trading assets	0	0	0	0
Total deposits	53,946,000	54,144,000	56,119,000	55,008,000
Interest-bearing deposits	48,431,000	47,829,000	50,151,000	49,282,000
Noninterest-bearing deposits	5,515,000	6,315,000	5,968,000	5,726,000
Equity capital	9,158,000	9,261,000	9,225,000	9,141,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	970,000	1,889,000	2,786,000	3,671,000
Interest expense	336,000	657,000	973,000	1,269,000
Net interest income	634,000	1,232,000	1,813,000	2,402,000
Noninterest income	51,000	264,000	361,000	409,000
Noninterest expense	484,000	982,000	1,498,000	2,037,000
Provision for loan losses	45,000	90,000	135,000	165,000
Pretax income	156,000	424,000	541,000	609,000
Income tax	-33,000	-21,000	-21,000	-21,000
Net income	189,000	445,000	562,000	630,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	9,158,000	9,261,000	9,225,000	9,141,000
Total capital	9,595,000	9,728,000	9,737,000	9,663,000
Risk-weighted assets	41,888,000	41,811,000	41,088,000	41,004,000