Call reports 2005

FIRST NATIONAL BANK OF CRYSTAL FALLS — 2005

Name: FIRST NATIONAL BANK OF CRYSTAL FALLS — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF CRYSTAL FALLS

What FIRST NATIONAL BANK OF CRYSTAL FALLS reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c55b8616-fa04-462c-95cc-098f14129c0c/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	66,637,000	65,491,000	64,587,000	62,882,000
Total loans	45,379,000	46,454,000	46,705,000	45,245,000
Allowance for loan losses	486,000	490,000	501,000	487,000
Securities available for sale	0	0	0	0
Securities held to maturity	7,205,000	7,064,000	6,063,000	6,033,000
Trading assets	0	0	0	0
Total deposits	57,456,000	55,616,000	55,196,000	53,418,000
Interest-bearing deposits	52,351,000	49,695,000	49,014,000	46,797,000
Noninterest-bearing deposits	5,105,000	5,921,000	6,182,000	6,621,000
Equity capital	8,452,000	8,585,000	8,736,000	8,743,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	894,000	1,818,000	2,778,000	3,724,000
Interest expense	246,000	494,000	743,000	987,000
Net interest income	648,000	1,324,000	2,035,000	2,737,000
Noninterest income	57,000	120,000	183,000	240,000
Noninterest expense	454,000	912,000	1,389,000	1,925,000
Provision for loan losses	11,000	21,000	31,000	42,000
Pretax income	240,000	511,000	798,000	1,010,000
Income tax	72,000	155,000	236,000	300,000
Net income	168,000	356,000	562,000	710,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,452,000	8,585,000	8,736,000	8,743,000
Total capital	8,938,000	9,075,000	9,237,000	9,230,000
Risk-weighted assets	43,752,000	44,360,000	43,585,000	42,371,000