Call reports 2023
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2023
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 889,443,000 | 884,795,000 | 898,189,000 | 851,405,000 |
| Total loans | 546,597,000 | 560,033,000 | 555,192,000 | 575,483,000 |
| Allowance for loan losses | 3,260,000 | 3,456,000 | 3,482,000 | 3,225,000 |
| Securities available for sale | 175,247,000 | 161,064,000 | 161,583,000 | 155,031,000 |
| Securities held to maturity | 42,197,000 | 42,251,000 | 42,307,000 | 40,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,138,000 | 784,435,000 | 797,630,000 | 743,314,000 |
| Interest-bearing deposits | 540,504,000 | 523,380,000 | 523,635,000 | 507,863,000 |
| Noninterest-bearing deposits | 248,634,000 | 261,055,000 | 273,995,000 | 235,451,000 |
| Equity capital | 95,553,000 | 96,781,000 | 96,810,000 | 103,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,576,000 | 17,360,000 | 26,903,000 | 36,254,000 |
| Interest expense | 1,162,000 | 2,531,000 | 4,068,000 | 5,848,000 |
| Net interest income | 7,414,000 | 14,829,000 | 22,835,000 | 30,406,000 |
| Noninterest income | 948,000 | 1,928,000 | 3,071,000 | 4,052,000 |
| Noninterest expense | 3,799,000 | 7,644,000 | 11,488,000 | 16,194,000 |
| Provision for loan losses | 215,000 | 424,000 | 401,000 | 177,000 |
| Pretax income | 4,382,000 | 8,635,000 | 13,935,000 | 17,332,000 |
| Income tax | 1,050,000 | 1,990,000 | 3,150,000 | 3,845,000 |
| Net income | 3,332,000 | 6,645,000 | 10,785,000 | 13,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,498,000 | 109,714,000 | 112,918,000 | 114,519,000 |