Call reports 2021
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2021
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 749,273,000 | 836,871,000 | 911,884,000 | 903,080,000 |
| Total loans | 455,678,000 | 457,348,000 | 445,838,000 | 434,867,000 |
| Allowance for loan losses | 1,955,000 | 1,948,000 | 2,010,000 | 1,998,000 |
| Securities available for sale | 78,438,000 | 99,346,000 | 124,857,000 | 128,655,000 |
| Securities held to maturity | 3,515,000 | 3,510,000 | 3,003,000 | 13,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,722,000 | 740,076,000 | 808,127,000 | 803,507,000 |
| Interest-bearing deposits | 420,798,000 | 454,974,000 | 501,198,000 | 520,149,000 |
| Noninterest-bearing deposits | 232,924,000 | 285,102,000 | 306,929,000 | 283,358,000 |
| Equity capital | 93,329,000 | 94,729,000 | 96,377,000 | 96,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,263,000 | 10,575,000 | 16,531,000 | 22,461,000 |
| Interest expense | 187,000 | 373,000 | 572,000 | 783,000 |
| Net interest income | 5,076,000 | 10,202,000 | 15,959,000 | 21,678,000 |
| Noninterest income | 1,277,000 | 2,055,000 | 3,083,000 | 3,936,000 |
| Noninterest expense | 3,021,000 | 6,139,000 | 9,289,000 | 13,127,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 3,268,000 | 6,050,000 | 9,684,000 | 12,413,000 |
| Income tax | 665,000 | 1,365,000 | 2,306,000 | 2,923,000 |
| Net income | 2,603,000 | 4,685,000 | 7,378,000 | 9,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,111,000 | 94,393,000 | 96,272,000 | 97,426,000 |