Call reports 2020
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2020
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 543,339,000 | 642,702,000 | 697,656,000 | 709,621,000 |
| Total loans | 370,902,000 | 421,087,000 | 419,854,000 | 423,468,000 |
| Allowance for loan losses | 1,044,000 | 1,427,000 | 1,687,000 | 1,836,000 |
| Securities available for sale | 60,680,000 | 57,515,000 | 65,017,000 | 72,166,000 |
| Securities held to maturity | 10,338,000 | 10,354,000 | 9,485,000 | 5,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,878,000 | 548,650,000 | 603,582,000 | 614,659,000 |
| Interest-bearing deposits | 297,605,000 | 346,169,000 | 380,000,000 | 402,492,000 |
| Noninterest-bearing deposits | 154,273,000 | 202,481,000 | 223,582,000 | 212,167,000 |
| Equity capital | 89,174,000 | 90,801,000 | 91,861,000 | 92,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,139,000 | 10,254,000 | 15,329,000 | 20,487,000 |
| Interest expense | 177,000 | 337,000 | 517,000 | 715,000 |
| Net interest income | 4,962,000 | 9,917,000 | 14,812,000 | 19,772,000 |
| Noninterest income | 579,000 | 1,192,000 | 1,925,000 | 2,645,000 |
| Noninterest expense | 2,762,000 | 5,404,000 | 8,209,000 | 11,952,000 |
| Provision for loan losses | 220,000 | 535,000 | 800,000 | 965,000 |
| Pretax income | 2,580,000 | 5,325,000 | 7,883,000 | 9,669,000 |
| Income tax | 655,000 | 1,344,000 | 1,975,000 | 2,370,000 |
| Net income | 1,925,000 | 3,981,000 | 5,908,000 | 7,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,519,000 | 89,855,000 | 90,977,000 | 91,563,000 |