Call reports 2018
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2018
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 509,236,000 | 526,858,000 | 558,671,000 | 529,698,000 |
| Total loans | 301,587,000 | 311,114,000 | 319,041,000 | 327,861,000 |
| Allowance for loan losses | 759,000 | 760,000 | 758,000 | 619,000 |
| Securities available for sale | 35,354,000 | 39,299,000 | 44,027,000 | 42,144,000 |
| Securities held to maturity | 52,984,000 | 47,337,000 | 43,483,000 | 37,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,253,000 | 445,090,000 | 475,024,000 | 446,356,000 |
| Interest-bearing deposits | 294,297,000 | 292,695,000 | 297,943,000 | 292,227,000 |
| Noninterest-bearing deposits | 133,956,000 | 152,395,000 | 177,081,000 | 154,129,000 |
| Equity capital | 80,191,000 | 81,243,000 | 82,932,000 | 82,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,750,000 | 13,580,000 | 18,501,000 |
| Interest expense | 87,000 | 176,000 | 266,000 | 411,000 |
| Net interest income | 4,227,000 | 8,574,000 | 13,314,000 | 18,090,000 |
| Noninterest income | 536,000 | 1,178,000 | 1,810,000 | 2,349,000 |
| Noninterest expense | 2,937,000 | 5,542,000 | 8,171,000 | 11,036,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 45,000 |
| Pretax income | 2,215,000 | 4,573,000 | 7,315,000 | 9,746,000 |
| Income tax | 520,000 | 1,104,000 | 1,755,000 | 2,280,000 |
| Net income | 1,695,000 | 3,469,000 | 5,560,000 | 7,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,424,000 | 81,494,000 | 83,235,000 | 82,380,000 |
| Total capital | 81,183,000 | 82,254,000 | 83,993,000 | 82,999,000 |
| Risk-weighted assets | 303,778,000 | 312,224,000 | 321,645,000 | 324,500,000 |