Call reports 2017
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2017
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 484,012,000 | 500,641,000 | 536,236,000 | 519,287,000 |
| Total loans | 280,874,000 | 284,715,000 | 284,725,000 | 295,154,000 |
| Allowance for loan losses | 751,000 | 799,000 | 792,000 | 793,000 |
| Securities available for sale | 30,743,000 | 31,219,000 | 35,325,000 | 34,239,000 |
| Securities held to maturity | 79,611,000 | 71,129,000 | 60,709,000 | 61,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,537,000 | 417,286,000 | 449,539,000 | 439,673,000 |
| Interest-bearing deposits | 276,361,000 | 273,546,000 | 289,617,000 | 289,729,000 |
| Noninterest-bearing deposits | 126,176,000 | 143,740,000 | 159,922,000 | 149,944,000 |
| Equity capital | 77,645,000 | 79,035,000 | 80,509,000 | 78,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,898,000 | 7,965,000 | 12,202,000 | 16,469,000 |
| Interest expense | 86,000 | 171,000 | 263,000 | 352,000 |
| Net interest income | 3,812,000 | 7,794,000 | 11,939,000 | 16,117,000 |
| Noninterest income | 514,000 | 1,128,000 | 1,780,000 | 2,367,000 |
| Noninterest expense | 2,330,000 | 4,705,000 | 7,138,000 | 10,112,000 |
| Provision for loan losses | 25,000 | 20,000 | 20,000 | 35,000 |
| Pretax income | 1,969,000 | 4,195,000 | 6,559,000 | 8,336,000 |
| Income tax | 697,000 | 1,500,000 | 2,362,000 | 2,831,000 |
| Net income | 1,272,000 | 2,695,000 | 4,197,000 | 5,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,312,000 | 78,720,000 | 80,221,000 | 78,768,000 |
| Total capital | 78,063,000 | 79,519,000 | 81,013,000 | 79,561,000 |
| Risk-weighted assets | 283,405,000 | 289,197,000 | 284,440,000 | 295,412,000 |