Call reports 2011
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2011
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 403,150,000 | 410,696,000 | 424,381,000 | 412,584,000 |
| Total loans | 245,926,000 | 241,621,000 | 228,793,000 | 228,206,000 |
| Allowance for loan losses | 1,120,000 | 1,951,000 | 700,000 | 672,000 |
| Securities available for sale | 42,772,000 | 44,354,000 | 46,540,000 | 47,451,000 |
| Securities held to maturity | 43,669,000 | 43,538,000 | 60,850,000 | 60,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,517,000 | 333,117,000 | 344,447,000 | 336,078,000 |
| Interest-bearing deposits | 251,794,000 | 251,783,000 | 253,861,000 | 252,920,000 |
| Noninterest-bearing deposits | 74,723,000 | 81,334,000 | 90,586,000 | 83,158,000 |
| Equity capital | 71,036,000 | 72,158,000 | 73,599,000 | 71,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,408,000 | 12,416,000 | 16,291,000 |
| Interest expense | 408,000 | 778,000 | 1,108,000 | 1,403,000 |
| Net interest income | 3,768,000 | 7,630,000 | 11,308,000 | 14,888,000 |
| Noninterest income | 449,000 | 976,000 | 1,482,000 | 1,901,000 |
| Noninterest expense | 2,102,000 | 4,113,000 | 6,111,000 | 8,271,000 |
| Provision for loan losses | 145,000 | 949,000 | 1,004,000 | 1,127,000 |
| Pretax income | 1,970,000 | 3,544,000 | 5,675,000 | 7,391,000 |
| Income tax | 720,000 | 1,275,000 | 2,075,000 | 2,666,000 |
| Net income | 1,250,000 | 2,269,000 | 3,600,000 | 4,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,448,000 | 71,467,000 | 72,788,000 | 71,068,000 |
| Total capital | 71,568,000 | 73,418,000 | 73,488,000 | 71,740,000 |
| Risk-weighted assets | 227,177,000 | 224,276,000 | 215,506,000 | 213,481,000 |