Call reports 2010
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2010
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 384,756,000 | 400,166,000 | 414,917,000 | 401,793,000 |
| Total loans | 248,001,000 | 250,890,000 | 238,840,000 | 237,984,000 |
| Allowance for loan losses | 688,000 | 875,000 | 629,000 | 983,000 |
| Securities available for sale | 26,501,000 | 32,669,000 | 60,864,000 | 57,466,000 |
| Securities held to maturity | 39,166,000 | 32,921,000 | 33,750,000 | 32,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,074,000 | 321,189,000 | 335,185,000 | 326,815,000 |
| Interest-bearing deposits | 240,851,000 | 243,750,000 | 251,373,000 | 249,538,000 |
| Noninterest-bearing deposits | 68,223,000 | 77,439,000 | 83,812,000 | 77,277,000 |
| Equity capital | 68,632,000 | 70,294,000 | 71,839,000 | 69,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,342,000 | 8,791,000 | 13,113,000 | 17,256,000 |
| Interest expense | 508,000 | 1,003,000 | 1,487,000 | 1,943,000 |
| Net interest income | 3,834,000 | 7,788,000 | 11,626,000 | 15,313,000 |
| Noninterest income | 538,000 | 1,165,000 | 1,689,000 | 1,978,000 |
| Noninterest expense | 2,089,000 | 4,092,000 | 6,097,000 | 8,250,000 |
| Provision for loan losses | 421,000 | 601,000 | 654,000 | 1,012,000 |
| Pretax income | 1,862,000 | 4,260,000 | 6,564,000 | 8,029,000 |
| Income tax | 675,000 | 1,550,000 | 2,410,000 | 2,924,000 |
| Net income | 1,187,000 | 2,710,000 | 4,154,000 | 5,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,011,000 | 69,534,000 | 70,978,000 | 69,198,000 |
| Total capital | 68,699,000 | 70,409,000 | 71,607,000 | 70,181,000 |
| Risk-weighted assets | 226,179,000 | 233,067,000 | 219,996,000 | 218,512,000 |