Call reports 2007
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2007
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 358,943,000 | 372,543,000 | 377,534,000 | 362,721,000 |
| Total loans | 240,704,000 | 233,703,000 | 229,004,000 | 238,272,000 |
| Allowance for loan losses | 2,181,000 | 2,181,000 | 2,175,000 | 196,000 |
| Securities available for sale | 6,722,000 | 16,464,000 | 28,624,000 | 19,905,000 |
| Securities held to maturity | 44,166,000 | 41,257,000 | 44,785,000 | 46,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,007,000 | 299,771,000 | 303,324,000 | 288,968,000 |
| Interest-bearing deposits | 211,848,000 | 218,133,000 | 218,676,000 | 215,586,000 |
| Noninterest-bearing deposits | 76,159,000 | 81,638,000 | 84,648,000 | 73,382,000 |
| Equity capital | 66,485,000 | 67,829,000 | 68,666,000 | 68,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,172,000 | 10,528,000 | 16,149,000 | 21,578,000 |
| Interest expense | 1,032,000 | 2,163,000 | 3,396,000 | 4,652,000 |
| Net interest income | 4,140,000 | 8,365,000 | 12,753,000 | 16,926,000 |
| Noninterest income | 465,000 | 971,000 | 1,465,000 | 1,933,000 |
| Noninterest expense | 1,822,000 | 3,581,000 | 5,410,000 | 7,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,783,000 | 5,755,000 | 8,808,000 | 11,331,000 |
| Income tax | 1,020,000 | 2,105,000 | 3,205,000 | 4,100,000 |
| Net income | 1,763,000 | 3,650,000 | 5,603,000 | 7,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,144,000 | 67,564,000 | 68,315,000 | 68,499,000 |
| Total capital | 68,325,000 | 69,745,000 | 70,490,000 | 68,695,000 |
| Risk-weighted assets | 217,394,000 | 217,121,000 | 209,874,000 | 214,854,000 |