Call reports 2003
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2003
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 360,181,000 | 379,323,000 | 414,441,000 | 381,382,000 |
| Total loans | 170,003,000 | 172,323,000 | 166,002,000 | 164,430,000 |
| Allowance for loan losses | 2,183,000 | 2,183,000 | 2,185,000 | 2,187,000 |
| Securities available for sale | 6,579,000 | 6,787,000 | 6,574,000 | 6,580,000 |
| Securities held to maturity | 116,071,000 | 120,057,000 | 140,144,000 | 149,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,556,000 | 313,197,000 | 348,496,000 | 317,999,000 |
| Interest-bearing deposits | 229,535,000 | 238,749,000 | 259,866,000 | 242,345,000 |
| Noninterest-bearing deposits | 64,021,000 | 74,448,000 | 88,630,000 | 75,654,000 |
| Equity capital | 57,551,000 | 59,156,000 | 59,944,000 | 58,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,974,000 | 7,983,000 | 11,913,000 | 15,723,000 |
| Interest expense | 664,000 | 1,223,000 | 1,696,000 | 2,132,000 |
| Net interest income | 3,310,000 | 6,760,000 | 10,217,000 | 13,591,000 |
| Noninterest income | 373,000 | 789,000 | 1,174,000 | 1,564,000 |
| Noninterest expense | 1,608,000 | 3,207,000 | 4,801,000 | 6,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,075,000 | 4,342,000 | 6,590,000 | 8,556,000 |
| Income tax | 734,000 | 1,560,000 | 2,378,000 | 3,057,000 |
| Net income | 1,341,000 | 2,782,000 | 4,212,000 | 5,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,189,000 | 58,630,000 | 59,559,000 | 58,410,000 |
| Total capital | 59,104,000 | 60,724,000 | 61,698,000 | 60,447,000 |
| Risk-weighted assets | 152,973,000 | 167,465,000 | 170,311,000 | 162,835,000 |