Call reports 2002
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2002
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 322,568,000 | 328,765,000 | 379,605,000 | 365,660,000 |
| Total loans | 164,382,000 | 169,421,000 | 165,879,000 | 164,006,000 |
| Allowance for loan losses | 2,122,000 | 2,101,000 | 2,170,000 | 2,181,000 |
| Securities available for sale | 2,281,000 | 2,392,000 | 2,616,000 | 6,607,000 |
| Securities held to maturity | 87,293,000 | 95,571,000 | 110,965,000 | 113,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,859,000 | 273,150,000 | 318,284,000 | 301,849,000 |
| Interest-bearing deposits | 207,706,000 | 207,645,000 | 241,435,000 | 228,206,000 |
| Noninterest-bearing deposits | 60,153,000 | 65,505,000 | 76,849,000 | 73,643,000 |
| Equity capital | 48,832,000 | 50,425,000 | 54,998,000 | 56,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,303,000 | 8,711,000 | 13,515,000 | 17,727,000 |
| Interest expense | 1,156,000 | 2,169,000 | 3,224,000 | 4,059,000 |
| Net interest income | 3,147,000 | 6,542,000 | 10,291,000 | 13,668,000 |
| Noninterest income | 298,000 | 688,000 | 1,093,000 | 1,455,000 |
| Noninterest expense | 1,495,000 | 2,933,000 | 4,705,000 | 6,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 1,950,000 | 4,297,000 | 6,679,000 | 8,641,000 |
| Income tax | 683,000 | 1,505,000 | 2,383,000 | 3,084,000 |
| Net income | 1,267,000 | 2,792,000 | 4,296,000 | 5,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,656,000 | 50,181,000 | 54,587,000 | 55,848,000 |
| Total capital | 50,605,000 | 52,074,000 | 56,480,000 | 57,706,000 |
| Risk-weighted assets | 155,775,000 | 151,249,000 | 151,127,000 | 148,279,000 |