Call reports 2001
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND — 2001
What CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 273,916,000 | 289,640,000 | 318,264,000 | 322,358,000 |
| Total loans | 169,501,000 | 167,734,000 | 164,174,000 | 163,781,000 |
| Allowance for loan losses | 2,137,000 | 2,131,000 | 2,121,000 | 2,130,000 |
| Securities available for sale | 2,433,000 | 2,371,000 | 2,396,000 | 2,337,000 |
| Securities held to maturity | 59,840,000 | 60,991,000 | 85,703,000 | 84,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,193,000 | 234,786,000 | 262,705,000 | 267,389,000 |
| Interest-bearing deposits | 175,106,000 | 179,849,000 | 199,134,000 | 207,845,000 |
| Noninterest-bearing deposits | 46,087,000 | 54,937,000 | 63,571,000 | 59,544,000 |
| Equity capital | 48,275,000 | 49,720,000 | 49,624,000 | 49,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,699,000 | 9,443,000 | 14,295,000 | 18,929,000 |
| Interest expense | 1,507,000 | 3,019,000 | 4,623,000 | 6,150,000 |
| Net interest income | 3,192,000 | 6,424,000 | 9,672,000 | 12,779,000 |
| Noninterest income | 271,000 | 626,000 | 942,000 | 1,269,000 |
| Noninterest expense | 1,414,000 | 2,739,000 | 4,142,000 | 5,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 2,049,000 | 4,311,000 | 6,472,000 | 8,274,000 |
| Income tax | 716,000 | 1,495,000 | 2,267,000 | 2,915,000 |
| Net income | 1,333,000 | 2,816,000 | 4,205,000 | 5,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,006,000 | 49,489,000 | 49,378,000 | 49,333,000 |
| Total capital | 49,820,000 | 51,357,000 | 51,482,000 | 51,268,000 |
| Risk-weighted assets | 144,990,000 | 149,200,000 | 168,336,000 | 154,632,000 |