Call reports 2013
BANKGREENVILLE — 2013
What BANKGREENVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 111,223,000 | 105,105,000 |
| Total loans | 54,479,000 | 52,864,000 |
| Allowance for loan losses | 962,000 | 963,000 |
| Securities available for sale | 37,531,000 | 34,997,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 93,240,000 | 90,358,000 |
| Interest-bearing deposits | 87,736,000 | 85,115,000 |
| Noninterest-bearing deposits | 5,504,000 | 5,243,000 |
| Equity capital | 10,590,000 | 9,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 863,000 | 1,776,000 |
| Interest expense | 286,000 | 546,000 |
| Net interest income | 577,000 | 1,230,000 |
| Noninterest income | 21,000 | 42,000 |
| Noninterest expense | 487,000 | 1,137,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 117,000 | 215,000 |
| Income tax | 5,000 | 86,000 |
| Net income | 112,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 10,375,000 | 10,392,000 |
| Total capital | 11,194,000 | 11,193,000 |
| Risk-weighted assets | 65,337,000 | 64,112,000 |