Call reports 2012
BANKGREENVILLE — 2012
What BANKGREENVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 118,033,000 | 116,437,000 | 121,882,000 | 113,760,000 |
| Total loans | 60,729,000 | 59,317,000 | 57,373,000 | 58,074,000 |
| Allowance for loan losses | 992,000 | 709,000 | 859,000 | 928,000 |
| Securities available for sale | 39,717,000 | 36,260,000 | 38,623,000 | 37,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,144,000 | 96,532,000 | 103,685,000 | 95,781,000 |
| Interest-bearing deposits | 94,090,000 | 92,309,000 | 92,861,000 | 90,792,000 |
| Noninterest-bearing deposits | 4,054,000 | 4,223,000 | 10,824,000 | 4,989,000 |
| Equity capital | 10,383,000 | 10,438,000 | 10,659,000 | 10,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 1,997,000 | 2,957,000 | 3,893,000 |
| Interest expense | 375,000 | 722,000 | 1,056,000 | 1,370,000 |
| Net interest income | 639,000 | 1,275,000 | 1,901,000 | 2,523,000 |
| Noninterest income | 90,000 | 123,000 | 112,000 | 78,000 |
| Noninterest expense | 626,000 | 1,134,000 | 1,579,000 | 2,139,000 |
| Provision for loan losses | 93,000 | 394,000 | 544,000 | 793,000 |
| Pretax income | 31,000 | 13,000 | 103,000 | 160,000 |
| Income tax | 0 | 4,000 | 5,000 | 7,000 |
| Net income | 31,000 | 9,000 | 98,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,157,000 | 10,136,000 | 10,225,000 | 10,263,000 |
| Total capital | 10,994,000 | 10,845,000 | 11,054,000 | 11,117,000 |
| Risk-weighted assets | 66,960,000 | 67,308,000 | 66,286,000 | 68,211,000 |