Call reports 2010
BANKGREENVILLE — 2010
What BANKGREENVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,050,000 | 113,925,000 | 112,596,000 | 116,418,000 |
| Total loans | 60,071,000 | 60,734,000 | 60,138,000 | 58,392,000 |
| Allowance for loan losses | 838,000 | 844,000 | 1,058,000 | 866,000 |
| Securities available for sale | 26,735,000 | 27,657,000 | 30,573,000 | 28,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,376,000 | 91,067,000 | 89,439,000 | 96,955,000 |
| Interest-bearing deposits | 78,612,000 | 87,684,000 | 85,753,000 | 91,971,000 |
| Noninterest-bearing deposits | 3,764,000 | 3,383,000 | 3,686,000 | 4,984,000 |
| Equity capital | 10,158,000 | 10,628,000 | 10,941,000 | 9,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,157,000 | 3,284,000 | 4,381,000 |
| Interest expense | 486,000 | 1,016,000 | 1,542,000 | 2,052,000 |
| Net interest income | 576,000 | 1,141,000 | 1,742,000 | 2,329,000 |
| Noninterest income | 27,000 | 45,000 | 68,000 | 89,000 |
| Noninterest expense | 482,000 | 991,000 | 1,499,000 | 2,237,000 |
| Provision for loan losses | 178,000 | 325,000 | 550,000 | 763,000 |
| Pretax income | 6,000 | 15,000 | 125,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 15,000 | 125,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,154,000 | 10,177,000 | 10,300,000 | 10,199,000 |
| Total capital | 10,992,000 | 11,021,000 | 11,202,000 | 11,036,000 |
| Risk-weighted assets | 71,587,000 | 72,228,000 | 71,995,000 | 66,918,000 |