Call reports 2009
BANKGREENVILLE — 2009
What BANKGREENVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 89,506,000 | 94,052,000 | 102,162,000 | 103,987,000 |
| Total loans | 56,715,000 | 59,450,000 | 59,698,000 | 58,906,000 |
| Allowance for loan losses | 737,000 | 770,000 | 841,000 | 829,000 |
| Securities available for sale | 23,766,000 | 23,042,000 | 24,721,000 | 24,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,218,000 | 69,230,000 | 78,560,000 | 80,988,000 |
| Interest-bearing deposits | 61,505,000 | 66,623,000 | 74,815,000 | 77,312,000 |
| Noninterest-bearing deposits | 2,713,000 | 2,607,000 | 3,745,000 | 3,676,000 |
| Equity capital | 10,435,000 | 9,948,000 | 10,600,000 | 10,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,090,000 | 3,177,000 | 4,264,000 |
| Interest expense | 520,000 | 1,077,000 | 1,649,000 | 2,176,000 |
| Net interest income | 509,000 | 1,013,000 | 1,528,000 | 2,088,000 |
| Noninterest income | 31,000 | 65,000 | 104,000 | 125,000 |
| Noninterest expense | 482,000 | 1,002,000 | 1,502,000 | 1,997,000 |
| Provision for loan losses | 72,000 | 353,000 | 428,000 | 868,000 |
| Pretax income | 42,000 | -134,000 | -126,000 | -399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | -134,000 | -126,000 | -399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,535,000 | 10,373,000 | 10,395,000 | 10,134,000 |
| Total capital | 11,273,000 | 11,143,000 | 11,236,000 | 10,963,000 |
| Risk-weighted assets | 66,822,000 | 71,680,000 | 72,299,000 | 71,782,000 |