Call reports 2008
BANKGREENVILLE — 2008
What BANKGREENVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 65,482,000 | 73,260,000 | 79,594,000 | 82,623,000 |
| Total loans | 42,859,000 | 46,648,000 | 52,606,000 | 54,660,000 |
| Allowance for loan losses | 480,000 | 559,000 | 629,000 | 665,000 |
| Securities available for sale | 18,788,000 | 21,474,000 | 20,506,000 | 21,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,296,000 | 55,924,000 | 55,777,000 | 58,229,000 |
| Interest-bearing deposits | 44,365,000 | 52,565,000 | 50,544,000 | 54,216,000 |
| Noninterest-bearing deposits | 2,931,000 | 3,359,000 | 5,233,000 | 4,013,000 |
| Equity capital | 9,641,000 | 9,160,000 | 8,985,000 | 9,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,927,000 | 3,001,000 | 4,028,000 |
| Interest expense | 521,000 | 1,064,000 | 1,626,000 | 2,185,000 |
| Net interest income | 431,000 | 863,000 | 1,375,000 | 1,843,000 |
| Noninterest income | 11,000 | 32,000 | 47,000 | 67,000 |
| Noninterest expense | 440,000 | 906,000 | 1,359,000 | 1,830,000 |
| Provision for loan losses | 34,000 | 113,000 | 183,000 | 219,000 |
| Pretax income | 7,000 | -85,000 | -81,000 | -61,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | -85,000 | -81,000 | -61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,607,000 | 9,528,000 | 9,546,000 | 9,580,000 |
| Total capital | 10,087,000 | 10,087,000 | 10,175,000 | 10,245,000 |
| Risk-weighted assets | 50,827,000 | 56,842,000 | 63,061,000 | 64,333,000 |