Call reports 2007
BANKGREENVILLE — 2007
What BANKGREENVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,866,000 | 40,657,000 | 48,877,000 | 58,551,000 |
| Total loans | 15,956,000 | 20,832,000 | 31,331,000 | 36,198,000 |
| Allowance for loan losses | 246,000 | 292,000 | 371,000 | 446,000 |
| Securities available for sale | 10,856,000 | 12,772,000 | 12,892,000 | 18,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,741,000 | 30,903,000 | 38,982,000 | 44,383,000 |
| Interest-bearing deposits | 23,640,000 | 28,561,000 | 36,604,000 | 42,145,000 |
| Noninterest-bearing deposits | 2,101,000 | 2,342,000 | 2,378,000 | 2,238,000 |
| Equity capital | 9,906,000 | 9,486,000 | 9,498,000 | 9,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,135,000 | 1,911,000 | 2,796,000 |
| Interest expense | 223,000 | 542,000 | 945,000 | 1,408,000 |
| Net interest income | 285,000 | 593,000 | 966,000 | 1,388,000 |
| Noninterest income | 14,000 | 37,000 | 45,000 | 57,000 |
| Noninterest expense | 396,000 | 859,000 | 1,305,000 | 1,703,000 |
| Provision for loan losses | 36,000 | 82,000 | 164,000 | 239,000 |
| Pretax income | -133,000 | -311,000 | -455,000 | -494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -133,000 | -311,000 | -455,000 | -494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,903,000 | 9,740,000 | 9,611,000 | 9,585,000 |
| Total capital | 10,149,000 | 10,032,000 | 9,982,000 | 10,031,000 |
| Risk-weighted assets | 21,239,000 | 26,459,000 | 37,398,000 | 43,023,000 |