Call reports 2006
BANKGREENVILLE — 2006
What BANKGREENVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,088,000 | 20,315,000 | 22,723,000 | 31,325,000 |
| Total loans | 2,775,000 | 6,545,000 | 9,809,000 | 14,025,000 |
| Allowance for loan losses | 42,000 | 98,000 | 147,000 | 210,000 |
| Securities available for sale | 1,492,000 | 6,269,000 | 7,344,000 | 9,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,563,000 | 10,085,000 | 12,247,000 | 20,990,000 |
| Interest-bearing deposits | 5,127,000 | 8,561,000 | 10,720,000 | 19,454,000 |
| Noninterest-bearing deposits | 436,000 | 1,524,000 | 1,527,000 | 1,536,000 |
| Equity capital | 10,508,000 | 10,172,000 | 10,117,000 | 10,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 394,000 | 734,000 | 1,176,000 |
| Interest expense | 17,000 | 97,000 | 206,000 | 386,000 |
| Net interest income | 116,000 | 297,000 | 528,000 | 790,000 |
| Noninterest income | 0 | 6,000 | 19,000 | 27,000 |
| Noninterest expense | 320,000 | 693,000 | 1,040,000 | 1,392,000 |
| Provision for loan losses | 42,000 | 98,000 | 147,000 | 210,000 |
| Pretax income | -246,000 | -488,000 | -640,000 | -785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -246,000 | -488,000 | -640,000 | -785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,513,000 | 10,270,000 | 10,118,000 | 10,022,000 |
| Total capital | 10,555,000 | 10,368,000 | 10,265,000 | 10,232,000 |
| Risk-weighted assets | 6,537,000 | 9,890,000 | 13,139,000 | 18,737,000 |