Call reports 2022
BURKE AND HERBERT BANK AND TRUST COMPANY — 2022
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,551,739,000 | 3,585,822,000 | 3,501,145,000 | 3,563,307,000 |
| Total loans | 1,760,309,000 | 1,748,508,000 | 1,751,827,000 | 1,887,221,000 |
| Allowance for loan losses | 29,061,000 | 23,362,000 | 20,953,000 | 21,039,000 |
| Securities available for sale | 1,526,948,000 | 1,515,974,000 | 1,453,104,000 | 1,371,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,973,618,000 | 2,960,423,000 | 2,977,660,000 | 2,922,400,000 |
| Interest-bearing deposits | 2,008,137,000 | 1,972,675,000 | 1,996,946,000 | 1,959,708,000 |
| Noninterest-bearing deposits | 965,481,000 | 987,748,000 | 980,714,000 | 962,692,000 |
| Equity capital | 330,910,000 | 291,138,000 | 255,471,000 | 271,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,339,000 | 50,944,000 | 80,291,000 | 112,957,000 |
| Interest expense | 783,000 | 1,696,000 | 4,282,000 | 8,948,000 |
| Net interest income | 23,556,000 | 49,248,000 | 76,009,000 | 104,009,000 |
| Noninterest income | 3,963,000 | 8,417,000 | 12,621,000 | 21,820,000 |
| Noninterest expense | 19,202,000 | 39,589,000 | 59,524,000 | 79,548,000 |
| Provision for loan losses | -2,638,000 | -5,176,000 | -7,564,000 | -7,466,000 |
| Pretax income | 11,059,000 | 23,356,000 | 36,733,000 | 53,293,000 |
| Income tax | 1,933,000 | 3,833,000 | 6,073,000 | 8,495,000 |
| Net income | 9,126,000 | 19,523,000 | 30,660,000 | 44,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 388,406,000 | 395,360,000 | 403,049,000 | 411,251,000 |
| Total capital | 416,211,000 | 418,722,000 | 424,002,000 | 432,290,000 |
| Risk-weighted assets | 2,223,137,000 | 2,184,978,000 | 2,210,762,000 | 2,298,744,000 |