Call reports 2020
BURKE AND HERBERT BANK AND TRUST COMPANY — 2020
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,124,256,000 | 3,335,739,000 | 3,356,679,000 | 3,432,910,000 |
| Total loans | 1,890,381,000 | 1,976,455,000 | 1,969,394,000 | 1,841,986,000 |
| Allowance for loan losses | 20,423,000 | 29,086,000 | 32,688,000 | 32,697,000 |
| Securities available for sale | 776,032,000 | 889,812,000 | 1,057,660,000 | 1,159,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,503,506,000 | 2,705,852,000 | 2,724,533,000 | 2,789,446,000 |
| Interest-bearing deposits | 1,870,187,000 | 1,907,594,000 | 1,915,036,000 | 1,937,438,000 |
| Noninterest-bearing deposits | 633,319,000 | 798,258,000 | 809,497,000 | 852,008,000 |
| Equity capital | 356,275,000 | 368,723,000 | 374,258,000 | 384,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 25,775,000 | 51,147,000 | 76,857,000 | 101,544,000 |
| Interest expense | 4,166,000 | 7,007,000 | 9,434,000 | 11,289,000 |
| Net interest income | 21,609,000 | 44,140,000 | 67,423,000 | 90,255,000 |
| Noninterest income | 3,871,000 | 7,372,000 | 11,448,000 | 16,593,000 |
| Noninterest expense | 17,748,000 | 32,156,000 | 49,913,000 | 67,705,000 |
| Provision for loan losses | 2,087,000 | 9,099,000 | 12,636,000 | 12,648,000 |
| Pretax income | 7,588,000 | 12,200,000 | 18,276,000 | 28,439,000 |
| Income tax | 687,000 | 620,000 | 849,000 | 1,940,000 |
| Net income | 6,901,000 | 11,580,000 | 17,427,000 | 26,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 354,135,000 | 354,761,000 | 356,909,000 | 362,297,000 |
| Total capital | 374,558,000 | 383,271,000 | 385,905,000 | 390,396,000 |
| Risk-weighted assets | 2,165,896,000 | 2,280,183,000 | 2,315,996,000 | 2,243,322,000 |