Call reports 2016
BURKE AND HERBERT BANK AND TRUST COMPANY — 2016
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,706,368,000 | 2,885,614,000 | 2,922,491,000 | 2,960,435,000 |
| Total loans | 1,486,461,000 | 1,527,947,000 | 1,607,357,000 | 1,661,651,000 |
| Allowance for loan losses | 17,362,000 | 17,533,000 | 17,739,000 | 17,918,000 |
| Securities available for sale | 990,207,000 | 1,068,543,000 | 1,068,268,000 | 1,034,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,227,183,000 | 2,262,071,000 | 2,233,253,000 | 2,215,700,000 |
| Interest-bearing deposits | 1,688,123,000 | 1,679,497,000 | 1,664,467,000 | 1,644,708,000 |
| Noninterest-bearing deposits | 539,060,000 | 582,574,000 | 568,786,000 | 570,992,000 |
| Equity capital | 335,313,000 | 343,724,000 | 345,117,000 | 328,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,633,000 | 48,074,000 | 72,988,000 | 98,351,000 |
| Interest expense | 1,629,000 | 3,297,000 | 5,000,000 | 6,784,000 |
| Net interest income | 22,004,000 | 44,777,000 | 67,988,000 | 91,567,000 |
| Noninterest income | 3,454,000 | 6,850,000 | 10,467,000 | 14,126,000 |
| Noninterest expense | 17,245,000 | 35,496,000 | 53,757,000 | 74,374,000 |
| Provision for loan losses | 162,000 | 324,000 | 486,000 | 648,000 |
| Pretax income | 8,070,000 | 15,834,000 | 24,251,000 | 30,642,000 |
| Income tax | 459,000 | 802,000 | 1,494,000 | 3,449,000 |
| Net income | 7,611,000 | 15,032,000 | 22,757,000 | 27,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 321,571,000 | 324,909,000 | 328,754,000 | 329,082,000 |
| Total capital | 338,933,000 | 342,442,000 | 346,493,000 | 347,000,000 |
| Risk-weighted assets | 2,031,392,000 | 2,036,033,000 | 2,142,719,000 | 2,205,833,000 |