Call reports 2015
BURKE AND HERBERT BANK AND TRUST COMPANY — 2015
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,666,739,000 | 2,685,078,000 | 2,675,018,000 | 2,668,376,000 |
| Total loans | 1,340,878,000 | 1,334,585,000 | 1,410,101,000 | 1,439,813,000 |
| Allowance for loan losses | 17,287,000 | 17,262,000 | 17,258,000 | 17,248,000 |
| Securities available for sale | 1,067,062,000 | 1,060,905,000 | 1,046,643,000 | 1,006,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,206,163,000 | 2,232,564,000 | 2,222,797,000 | 2,208,353,000 |
| Interest-bearing deposits | 1,699,267,000 | 1,689,769,000 | 1,697,719,000 | 1,686,924,000 |
| Noninterest-bearing deposits | 506,896,000 | 542,795,000 | 525,078,000 | 521,429,000 |
| Equity capital | 322,170,000 | 320,246,000 | 325,536,000 | 328,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,530,000 | 48,654,000 | 72,885,000 | 96,567,000 |
| Interest expense | 1,763,000 | 3,492,000 | 5,204,000 | 6,884,000 |
| Net interest income | 22,767,000 | 45,162,000 | 67,681,000 | 89,683,000 |
| Noninterest income | 3,044,000 | 5,804,000 | 9,000,000 | 12,194,000 |
| Noninterest expense | 15,229,000 | 31,511,000 | 48,122,000 | 65,520,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 10,552,000 | 19,347,000 | 28,427,000 | 36,252,000 |
| Income tax | 2,475,000 | 4,330,000 | 6,275,000 | 5,377,000 |
| Net income | 8,077,000 | 15,017,000 | 22,152,000 | 30,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 305,909,000 | 309,401,000 | 312,890,000 | 317,707,000 |
| Total capital | 323,196,000 | 326,663,000 | 330,148,000 | 334,955,000 |
| Risk-weighted assets | 1,866,442,000 | 1,909,429,000 | 1,956,437,000 | 1,984,240,000 |