Call reports 2013
BURKE AND HERBERT BANK AND TRUST COMPANY — 2013
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,610,619,000 | 2,629,448,000 | 2,615,928,000 | 2,558,967,000 |
| Total loans | 1,195,190,000 | 1,178,688,000 | 1,198,597,000 | 1,211,149,000 |
| Allowance for loan losses | 17,134,000 | 17,391,000 | 17,934,000 | 17,795,000 |
| Securities available for sale | 1,118,299,000 | 1,115,557,000 | 1,102,603,000 | 1,121,818,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,168,611,000 | 2,204,402,000 | 2,199,815,000 | 2,157,815,000 |
| Interest-bearing deposits | 1,705,916,000 | 1,708,060,000 | 1,718,063,000 | 1,698,067,000 |
| Noninterest-bearing deposits | 462,695,000 | 496,342,000 | 481,752,000 | 459,748,000 |
| Equity capital | 284,680,000 | 277,399,000 | 279,933,000 | 285,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 25,919,000 | 52,085,000 | 77,146,000 | 102,284,000 |
| Interest expense | 2,547,000 | 5,075,000 | 7,506,000 | 9,655,000 |
| Net interest income | 23,372,000 | 47,010,000 | 69,640,000 | 92,629,000 |
| Noninterest income | 3,139,000 | 6,247,000 | 9,470,000 | 12,263,000 |
| Noninterest expense | 14,003,000 | 28,106,000 | 42,106,000 | 56,262,000 |
| Provision for loan losses | 350,000 | 700,000 | 717,000 | 726,000 |
| Pretax income | 11,896,000 | 23,361,000 | 35,197,000 | 46,447,000 |
| Income tax | 3,162,000 | 6,140,000 | 9,154,000 | 11,877,000 |
| Net income | 8,734,000 | 17,221,000 | 26,043,000 | 34,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 267,309,000 | 272,336,000 | 276,958,000 | 281,646,000 |
| Total capital | 284,443,000 | 289,727,000 | 294,892,000 | 299,441,000 |
| Risk-weighted assets | 1,811,890,000 | 1,750,759,000 | 1,777,603,000 | 1,782,434,000 |