Call reports 2010
BURKE AND HERBERT BANK AND TRUST COMPANY — 2010
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,088,065,000 | 2,151,158,000 | 2,212,910,000 | 2,282,584,000 |
| Total loans | 1,288,658,000 | 1,329,001,000 | 1,311,467,000 | 1,303,669,000 |
| Allowance for loan losses | 13,233,000 | 13,724,000 | 14,368,000 | 13,814,000 |
| Securities available for sale | 531,349,000 | 561,522,000 | 632,381,000 | 691,904,000 |
| Securities held to maturity | 2,107,000 | 2,106,000 | 1,525,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,633,927,000 | 1,698,389,000 | 1,749,183,000 | 1,821,504,000 |
| Interest-bearing deposits | 1,330,925,000 | 1,382,320,000 | 1,421,626,000 | 1,483,988,000 |
| Noninterest-bearing deposits | 303,002,000 | 316,069,000 | 327,557,000 | 337,516,000 |
| Equity capital | 206,345,000 | 211,952,000 | 221,327,000 | 225,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 28,038,000 | 55,847,000 | 84,851,000 | 113,572,000 |
| Interest expense | 5,039,000 | 9,996,000 | 15,147,000 | 20,350,000 |
| Net interest income | 22,999,000 | 45,851,000 | 69,704,000 | 93,222,000 |
| Noninterest income | 2,637,000 | 5,105,000 | 7,391,000 | 10,841,000 |
| Noninterest expense | 10,083,000 | 21,399,000 | 32,454,000 | 44,006,000 |
| Provision for loan losses | 1,300,000 | 2,600,000 | 3,884,000 | 5,659,000 |
| Pretax income | 14,237,000 | 23,442,000 | 37,221,000 | 50,894,000 |
| Income tax | 4,798,000 | 7,711,000 | 12,208,000 | 16,666,000 |
| Net income | 9,439,000 | 15,731,000 | 25,013,000 | 34,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,168,000 | 206,999,000 | 212,820,000 | 218,574,000 |
| Total capital | 217,401,000 | 220,723,000 | 227,188,000 | 232,388,000 |
| Risk-weighted assets | 1,673,509,000 | 1,721,223,000 | 1,745,879,000 | 1,774,749,000 |