Call reports 2008
BURKE AND HERBERT BANK AND TRUST COMPANY — 2008
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,538,861,000 | 1,568,360,000 | 1,631,069,000 | 1,699,507,000 |
| Total loans | 1,010,326,000 | 1,043,154,000 | 1,082,241,000 | 1,117,131,000 |
| Allowance for loan losses | 9,301,000 | 9,896,000 | 10,295,000 | 10,826,000 |
| Securities available for sale | 355,700,000 | 377,093,000 | 393,505,000 | 407,814,000 |
| Securities held to maturity | 32,524,000 | 32,414,000 | 22,414,000 | 6,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,186,441,000 | 1,194,302,000 | 1,220,116,000 | 1,302,831,000 |
| Interest-bearing deposits | 930,127,000 | 920,189,000 | 953,255,000 | 1,040,925,000 |
| Noninterest-bearing deposits | 256,314,000 | 274,113,000 | 266,861,000 | 261,906,000 |
| Equity capital | 164,544,000 | 162,680,000 | 161,909,000 | 163,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 21,107,000 | 42,785,000 | 65,763,000 | 89,531,000 |
| Interest expense | 7,399,000 | 13,693,000 | 20,125,000 | 26,383,000 |
| Net interest income | 13,708,000 | 29,092,000 | 45,638,000 | 63,148,000 |
| Noninterest income | 2,313,000 | 4,589,000 | 6,728,000 | 8,929,000 |
| Noninterest expense | 7,519,000 | 15,527,000 | 23,585,000 | 31,981,000 |
| Provision for loan losses | 775,000 | 1,550,000 | 2,325,000 | 3,100,000 |
| Pretax income | 7,741,000 | 16,619,000 | 26,472,000 | 37,016,000 |
| Income tax | 2,445,000 | 5,242,000 | 8,386,000 | 11,840,000 |
| Net income | 5,296,000 | 11,377,000 | 18,086,000 | 25,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,817,000 | 168,784,000 | 173,192,000 | 177,770,000 |
| Total capital | 174,118,000 | 178,680,000 | 183,487,000 | 188,596,000 |
| Risk-weighted assets | 1,194,238,000 | 1,226,329,000 | 1,291,076,000 | 1,357,286,000 |