Call reports 2007
BURKE AND HERBERT BANK AND TRUST COMPANY — 2007
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,526,744,000 | 1,484,707,000 | 1,488,042,000 | 1,529,433,000 |
| Total loans | 938,279,000 | 966,058,000 | 966,065,000 | 996,557,000 |
| Allowance for loan losses | 8,866,000 | 9,117,000 | 8,166,000 | 8,655,000 |
| Securities available for sale | 363,730,000 | 372,460,000 | 365,235,000 | 340,950,000 |
| Securities held to maturity | 45,980,000 | 39,359,000 | 38,977,000 | 32,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,208,656,000 | 1,175,672,000 | 1,176,421,000 | 1,203,421,000 |
| Interest-bearing deposits | 930,348,000 | 909,689,000 | 913,493,000 | 944,923,000 |
| Noninterest-bearing deposits | 278,308,000 | 265,983,000 | 262,928,000 | 258,498,000 |
| Equity capital | 152,776,000 | 152,005,000 | 159,071,000 | 161,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,856,000 | 41,850,000 | 62,994,000 | 84,033,000 |
| Interest expense | 8,735,000 | 17,519,000 | 26,236,000 | 34,307,000 |
| Net interest income | 12,121,000 | 24,331,000 | 36,758,000 | 49,726,000 |
| Noninterest income | 1,917,000 | 3,951,000 | 5,967,000 | 8,326,000 |
| Noninterest expense | 7,186,000 | 14,507,000 | 21,730,000 | 29,156,000 |
| Provision for loan losses | 247,000 | 496,000 | 748,000 | 1,030,000 |
| Pretax income | 6,605,000 | 13,279,000 | 20,247,000 | 27,152,000 |
| Income tax | 2,138,000 | 4,242,000 | 6,447,000 | 8,620,000 |
| Net income | 4,467,000 | 9,037,000 | 13,800,000 | 18,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,112,000 | 158,404,000 | 163,002,000 | 163,354,000 |
| Total capital | 166,978,000 | 167,521,000 | 171,168,000 | 172,009,000 |
| Risk-weighted assets | 1,137,104,000 | 1,154,862,000 | 1,159,435,000 | 1,180,054,000 |