Call reports 2006
BURKE AND HERBERT BANK AND TRUST COMPANY — 2006
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,475,444,000 | 1,477,259,000 | 1,494,995,000 | 1,477,426,000 |
| Total loans | 906,264,000 | 933,605,000 | 958,123,000 | 960,442,000 |
| Allowance for loan losses | 6,987,000 | 8,199,000 | 8,338,000 | 8,247,000 |
| Securities available for sale | 398,363,000 | 374,141,000 | 361,836,000 | 358,473,000 |
| Securities held to maturity | 79,108,000 | 67,015,000 | 61,235,000 | 50,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,114,702,000 | 1,155,366,000 | 1,132,836,000 | 1,163,916,000 |
| Interest-bearing deposits | 807,055,000 | 847,120,000 | 845,212,000 | 882,595,000 |
| Noninterest-bearing deposits | 307,647,000 | 308,246,000 | 287,624,000 | 281,321,000 |
| Equity capital | 142,589,000 | 140,534,000 | 144,401,000 | 147,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,885,000 | 39,036,000 | 59,914,000 | 80,652,000 |
| Interest expense | 5,365,000 | 12,470,000 | 20,460,000 | 28,992,000 |
| Net interest income | 13,520,000 | 26,566,000 | 39,454,000 | 51,660,000 |
| Noninterest income | 1,600,000 | 3,268,000 | 4,944,000 | 6,785,000 |
| Noninterest expense | 6,895,000 | 13,435,000 | 20,473,000 | 27,077,000 |
| Provision for loan losses | 247,000 | 1,439,000 | 1,691,000 | 1,943,000 |
| Pretax income | 7,978,000 | 14,960,000 | 22,213,000 | 29,404,000 |
| Income tax | 2,620,000 | 4,492,000 | 6,868,000 | 8,832,000 |
| Net income | 5,358,000 | 10,468,000 | 15,345,000 | 20,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,313,000 | 151,749,000 | 152,612,000 | 153,645,000 |
| Total capital | 158,300,000 | 159,949,000 | 160,950,000 | 161,892,000 |
| Risk-weighted assets | 1,138,283,000 | 1,131,168,000 | 1,161,643,000 | 1,146,940,000 |