Call reports 2005
BURKE AND HERBERT BANK AND TRUST COMPANY — 2005
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,302,899,000 | 1,370,640,000 | 1,394,297,000 | 1,434,213,000 |
| Total loans | 702,130,000 | 754,604,000 | 799,589,000 | 859,371,000 |
| Allowance for loan losses | 6,504,000 | 6,527,000 | 6,614,000 | 6,910,000 |
| Securities available for sale | 419,151,000 | 427,474,000 | 414,750,000 | 403,955,000 |
| Securities held to maturity | 97,605,000 | 96,834,000 | 96,533,000 | 86,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,113,913,000 | 1,150,979,000 | 1,150,635,000 | 1,143,801,000 |
| Interest-bearing deposits | 819,320,000 | 825,445,000 | 830,535,000 | 838,739,000 |
| Noninterest-bearing deposits | 294,593,000 | 325,534,000 | 320,100,000 | 305,062,000 |
| Equity capital | 131,028,000 | 134,813,000 | 139,216,000 | 137,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,238,000 | 31,557,000 | 48,704,000 | 66,710,000 |
| Interest expense | 2,238,000 | 4,972,000 | 8,453,000 | 12,672,000 |
| Net interest income | 13,000,000 | 26,585,000 | 40,251,000 | 54,038,000 |
| Noninterest income | 1,452,000 | 2,979,000 | 4,518,000 | 6,332,000 |
| Noninterest expense | 6,310,000 | 12,794,000 | 19,527,000 | 26,602,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 700,000 |
| Pretax income | 8,142,000 | 16,770,000 | 25,117,000 | 33,068,000 |
| Income tax | 2,747,000 | 5,544,000 | 8,296,000 | 10,911,000 |
| Net income | 5,395,000 | 11,226,000 | 16,821,000 | 22,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,748,000 | 140,647,000 | 146,130,000 | 146,358,000 |
| Total capital | 145,252,000 | 147,174,000 | 152,744,000 | 153,268,000 |
| Risk-weighted assets | 911,055,000 | 972,109,000 | 1,027,228,000 | 1,100,996,000 |