Call reports 2004
BURKE AND HERBERT BANK AND TRUST COMPANY — 2004
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,208,315,000 | 1,260,849,000 | 1,273,859,000 | 1,266,758,000 |
| Total loans | 592,188,000 | 618,168,000 | 651,124,000 | 660,827,000 |
| Allowance for loan losses | 6,358,000 | 6,427,000 | 6,430,000 | 6,449,000 |
| Securities available for sale | 394,813,000 | 413,349,000 | 435,559,000 | 428,297,000 |
| Securities held to maturity | 105,572,000 | 96,534,000 | 96,477,000 | 98,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,031,689,000 | 1,094,916,000 | 1,098,566,000 | 1,066,838,000 |
| Interest-bearing deposits | 769,049,000 | 800,754,000 | 791,425,000 | 792,987,000 |
| Noninterest-bearing deposits | 262,640,000 | 294,162,000 | 307,141,000 | 273,851,000 |
| Equity capital | 127,448,000 | 120,596,000 | 130,230,000 | 129,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,718,000 | 27,525,000 | 42,022,000 | 57,004,000 |
| Interest expense | 1,857,000 | 3,670,000 | 5,611,000 | 7,650,000 |
| Net interest income | 11,861,000 | 23,855,000 | 36,411,000 | 49,354,000 |
| Noninterest income | 1,381,000 | 2,787,000 | 4,224,000 | 5,756,000 |
| Noninterest expense | 5,773,000 | 11,611,000 | 17,745,000 | 24,265,000 |
| Provision for loan losses | 62,000 | 124,000 | 125,000 | 125,000 |
| Pretax income | 7,430,000 | 14,946,000 | 22,804,000 | 30,734,000 |
| Income tax | 2,487,000 | 4,990,000 | 7,578,000 | 9,936,000 |
| Net income | 4,943,000 | 9,956,000 | 15,226,000 | 20,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,952,000 | 128,812,000 | 132,773,000 | 133,407,000 |
| Total capital | 133,310,000 | 135,239,000 | 139,203,000 | 139,856,000 |
| Risk-weighted assets | 799,737,000 | 839,400,000 | 868,519,000 | 878,043,000 |