Call reports 2003
BURKE AND HERBERT BANK AND TRUST COMPANY — 2003
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,114,476,000 | 1,149,807,000 | 1,154,538,000 | 1,167,746,000 |
| Total loans | 513,374,000 | 524,908,000 | 548,397,000 | 569,806,000 |
| Allowance for loan losses | 6,250,000 | 6,366,000 | 6,334,000 | 6,266,000 |
| Securities available for sale | 329,981,000 | 421,406,000 | 456,191,000 | 400,493,000 |
| Securities held to maturity | 120,359,000 | 88,499,000 | 67,986,000 | 119,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 953,718,000 | 989,967,000 | 988,925,000 | 997,719,000 |
| Interest-bearing deposits | 724,918,000 | 740,513,000 | 755,542,000 | 757,201,000 |
| Noninterest-bearing deposits | 228,800,000 | 249,454,000 | 233,383,000 | 240,518,000 |
| Equity capital | 116,780,000 | 119,046,000 | 117,021,000 | 119,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 14,342,000 | 28,938,000 | 43,418,000 | 57,469,000 |
| Interest expense | 2,607,000 | 4,943,000 | 7,101,000 | 8,968,000 |
| Net interest income | 11,735,000 | 23,995,000 | 36,317,000 | 48,501,000 |
| Noninterest income | 1,057,000 | 2,303,000 | 3,415,000 | 5,094,000 |
| Noninterest expense | 5,219,000 | 10,811,000 | 16,593,000 | 22,503,000 |
| Provision for loan losses | 62,000 | 125,000 | 125,000 | 145,000 |
| Pretax income | 7,576,000 | 15,428,000 | 23,097,000 | 31,074,000 |
| Income tax | 2,594,000 | 5,295,000 | 7,936,000 | 10,549,000 |
| Net income | 4,982,000 | 10,133,000 | 15,161,000 | 20,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,287,000 | 116,258,000 | 120,955,000 | 122,010,000 |
| Total capital | 120,537,000 | 122,624,000 | 127,289,000 | 128,276,000 |
| Risk-weighted assets | 600,682,000 | 622,942,000 | 755,587,000 | 776,989,000 |