Call reports 2002
BURKE AND HERBERT BANK AND TRUST COMPANY — 2002
What BURKE AND HERBERT BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 930,979,000 | 955,523,000 | 993,883,000 | 1,078,776,000 |
| Total loans | 508,805,000 | 513,274,000 | 505,410,000 | 505,646,000 |
| Allowance for loan losses | 6,264,000 | 6,289,000 | 6,264,000 | 6,266,000 |
| Securities available for sale | 133,645,000 | 172,664,000 | 211,672,000 | 308,707,000 |
| Securities held to maturity | 204,185,000 | 196,438,000 | 171,200,000 | 145,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,044,000 | 812,511,000 | 846,628,000 | 931,019,000 |
| Interest-bearing deposits | 601,095,000 | 619,569,000 | 636,427,000 | 709,304,000 |
| Noninterest-bearing deposits | 185,949,000 | 192,942,000 | 210,201,000 | 221,715,000 |
| Equity capital | 102,102,000 | 106,278,000 | 111,836,000 | 112,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 14,694,000 | 29,035,000 | 43,788,000 | 58,420,000 |
| Interest expense | 3,383,000 | 6,666,000 | 9,941,000 | 12,898,000 |
| Net interest income | 11,311,000 | 22,369,000 | 33,847,000 | 45,522,000 |
| Noninterest income | 1,094,000 | 2,800,000 | 3,981,000 | 5,143,000 |
| Noninterest expense | 5,161,000 | 10,221,000 | 15,448,000 | 20,793,000 |
| Provision for loan losses | 123,000 | 248,000 | 250,000 | 250,000 |
| Pretax income | 7,125,000 | 14,715,000 | 22,145,000 | 29,682,000 |
| Income tax | 2,417,000 | 4,882,000 | 7,448,000 | 10,047,000 |
| Net income | 4,708,000 | 9,833,000 | 14,697,000 | 19,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,813,000 | 103,917,000 | 108,782,000 | 109,960,000 |
| Total capital | 108,077,000 | 110,206,000 | 115,046,000 | 116,226,000 |
| Risk-weighted assets | 552,477,000 | 557,356,000 | 565,142,000 | 582,604,000 |