Call reports 2022
PROVIDENT STATE BANK, INC. — 2022
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 576,136,000 | 580,644,000 | 593,624,000 | 580,265,000 |
| Total loans | 362,321,000 | 372,016,000 | 383,079,000 | 380,805,000 |
| Allowance for loan losses | 3,880,000 | 3,973,000 | 4,129,000 | 4,095,000 |
| Securities available for sale | 166,793,000 | 136,150,000 | 125,030,000 | 123,193,000 |
| Securities held to maturity | 2,331,000 | 21,245,000 | 20,882,000 | 20,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,608,000 | 507,432,000 | 522,475,000 | 509,976,000 |
| Interest-bearing deposits | 310,401,000 | 319,760,000 | 344,281,000 | 339,707,000 |
| Noninterest-bearing deposits | 183,207,000 | 187,672,000 | 178,194,000 | 170,269,000 |
| Equity capital | 47,260,000 | 43,803,000 | 39,896,000 | 42,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,584,000 | 9,395,000 | 14,566,000 | 20,107,000 |
| Interest expense | 455,000 | 875,000 | 1,290,000 | 1,849,000 |
| Net interest income | 4,129,000 | 8,520,000 | 13,276,000 | 18,258,000 |
| Noninterest income | 751,000 | 1,456,000 | 2,295,000 | 2,909,000 |
| Noninterest expense | 3,484,000 | 7,069,000 | 10,884,000 | 14,558,000 |
| Provision for loan losses | 25,000 | 90,000 | 190,000 | 100,000 |
| Pretax income | 1,371,000 | 2,817,000 | 4,497,000 | 6,509,000 |
| Income tax | 309,000 | 642,000 | 1,034,000 | 1,497,000 |
| Net income | 1,062,000 | 2,175,000 | 3,463,000 | 5,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,799,000 | 56,660,000 | 57,800,000 | 58,898,000 |
| Total capital | 59,704,000 | 60,658,000 | 61,954,000 | 63,018,000 |
| Risk-weighted assets | 407,195,000 | 414,108,000 | 424,644,000 | 421,913,000 |