Call reports 2021
PROVIDENT STATE BANK, INC. — 2021
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 571,673,000 | 570,407,000 | 581,595,000 | 584,950,000 |
| Total loans | 384,463,000 | 376,526,000 | 352,010,000 | 359,680,000 |
| Allowance for loan losses | 3,675,000 | 3,791,000 | 3,923,000 | 3,892,000 |
| Securities available for sale | 118,793,000 | 134,682,000 | 149,117,000 | 163,914,000 |
| Securities held to maturity | 1,835,000 | 1,832,000 | 1,828,000 | 2,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,805,000 | 477,036,000 | 485,009,000 | 494,626,000 |
| Interest-bearing deposits | 298,642,000 | 309,051,000 | 304,208,000 | 304,473,000 |
| Noninterest-bearing deposits | 175,163,000 | 167,985,000 | 180,801,000 | 190,153,000 |
| Equity capital | 51,626,000 | 53,391,000 | 54,471,000 | 54,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,193,000 | 10,653,000 | 16,369,000 | 21,312,000 |
| Interest expense | 711,000 | 1,383,000 | 1,985,000 | 2,523,000 |
| Net interest income | 4,482,000 | 9,270,000 | 14,384,000 | 18,789,000 |
| Noninterest income | 694,000 | 1,549,000 | 2,517,000 | 3,400,000 |
| Noninterest expense | 3,417,000 | 6,819,000 | 10,627,000 | 14,317,000 |
| Provision for loan losses | 90,000 | 210,000 | 330,000 | 560,000 |
| Pretax income | 1,669,000 | 3,794,000 | 5,948,000 | 7,316,000 |
| Income tax | 413,000 | 953,000 | 1,503,000 | 1,761,000 |
| Net income | 1,256,000 | 2,841,000 | 4,445,000 | 5,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,586,000 | 52,971,000 | 54,376,000 | 54,987,000 |
| Total capital | 55,286,000 | 56,787,000 | 58,324,000 | 58,904,000 |
| Risk-weighted assets | 407,203,000 | 404,938,000 | 392,320,000 | 398,523,000 |