Call reports 2020
PROVIDENT STATE BANK, INC. — 2020
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 462,435,000 | 523,530,000 | 542,043,000 | 549,338,000 |
| Total loans | 362,967,000 | 411,740,000 | 412,004,000 | 388,556,000 |
| Allowance for loan losses | 3,409,000 | 3,456,000 | 3,560,000 | 3,583,000 |
| Securities available for sale | 56,450,000 | 53,734,000 | 56,960,000 | 108,751,000 |
| Securities held to maturity | 1,349,000 | 1,346,000 | 1,343,000 | 1,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,138,000 | 427,920,000 | 447,213,000 | 449,462,000 |
| Interest-bearing deposits | 264,102,000 | 278,048,000 | 281,115,000 | 278,433,000 |
| Noninterest-bearing deposits | 103,036,000 | 149,872,000 | 166,098,000 | 171,029,000 |
| Equity capital | 48,448,000 | 49,605,000 | 50,991,000 | 51,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,977,000 | 10,074,000 | 15,183,000 | 20,517,000 |
| Interest expense | 925,000 | 1,787,000 | 2,600,000 | 3,358,000 |
| Net interest income | 4,052,000 | 8,287,000 | 12,583,000 | 17,159,000 |
| Noninterest income | 661,000 | 1,351,000 | 2,230,000 | 3,216,000 |
| Noninterest expense | 3,290,000 | 6,478,000 | 9,798,000 | 13,337,000 |
| Provision for loan losses | 118,000 | 299,000 | 429,000 | 448,000 |
| Pretax income | 1,304,000 | 2,886,000 | 4,611,000 | 6,633,000 |
| Income tax | 316,000 | 707,000 | 1,139,000 | 1,638,000 |
| Net income | 988,000 | 2,179,000 | 3,472,000 | 4,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,324,000 | 48,214,000 | 49,508,000 | 50,531,000 |
| Total capital | 50,758,000 | 51,695,000 | 53,093,000 | 54,139,000 |
| Risk-weighted assets | 361,293,000 | 420,818,000 | 419,990,000 | 401,659,000 |