Call reports 2019
PROVIDENT STATE BANK, INC. — 2019
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 436,500,000 | 444,369,000 | 457,338,000 | 462,690,000 |
| Total loans | 342,681,000 | 346,159,000 | 348,706,000 | 361,358,000 |
| Allowance for loan losses | 3,350,000 | 3,260,000 | 3,317,000 | 3,381,000 |
| Securities available for sale | 50,601,000 | 49,558,000 | 55,756,000 | 55,178,000 |
| Securities held to maturity | 1,102,000 | 1,098,000 | 1,356,000 | 1,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,336,000 | 353,971,000 | 363,922,000 | 367,513,000 |
| Interest-bearing deposits | 251,144,000 | 256,208,000 | 260,698,000 | 261,510,000 |
| Noninterest-bearing deposits | 90,192,000 | 97,763,000 | 103,224,000 | 106,003,000 |
| Equity capital | 41,213,000 | 42,298,000 | 43,918,000 | 46,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,639,000 | 9,356,000 | 14,249,000 | 19,231,000 |
| Interest expense | 860,000 | 1,739,000 | 2,705,000 | 3,704,000 |
| Net interest income | 3,779,000 | 7,617,000 | 11,544,000 | 15,527,000 |
| Noninterest income | 587,000 | 1,224,000 | 1,911,000 | 2,549,000 |
| Noninterest expense | 3,347,000 | 6,667,000 | 9,925,000 | 13,012,000 |
| Provision for loan losses | 100,000 | 110,000 | 170,000 | 300,000 |
| Pretax income | 919,000 | 2,065,000 | 3,362,000 | 4,766,000 |
| Income tax | 217,000 | 496,000 | 816,000 | 1,013,000 |
| Net income | 702,000 | 1,569,000 | 2,546,000 | 3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,551,000 | 42,068,000 | 43,506,000 | 46,686,000 |
| Total capital | 44,927,000 | 45,353,000 | 46,848,000 | 50,091,000 |
| Risk-weighted assets | 336,160,000 | 337,586,000 | 343,110,000 | 360,544,000 |