Call reports 2018
PROVIDENT STATE BANK, INC. — 2018
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 422,121,000 | 437,162,000 | 437,804,000 | 426,918,000 |
| Total loans | 336,559,000 | 339,540,000 | 348,154,000 | 345,216,000 |
| Allowance for loan losses | 3,268,000 | 2,991,000 | 3,243,000 | 3,389,000 |
| Securities available for sale | 43,331,000 | 54,194,000 | 52,029,000 | 50,861,000 |
| Securities held to maturity | 368,000 | 369,000 | 369,000 | 1,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,433,000 | 352,027,000 | 357,256,000 | 335,891,000 |
| Interest-bearing deposits | 244,655,000 | 255,844,000 | 261,802,000 | 248,634,000 |
| Noninterest-bearing deposits | 88,778,000 | 96,183,000 | 95,454,000 | 87,257,000 |
| Equity capital | 37,748,000 | 38,285,000 | 38,759,000 | 39,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,254,000 | 8,746,000 | 13,387,000 | 18,115,000 |
| Interest expense | 652,000 | 1,403,000 | 2,151,000 | 2,922,000 |
| Net interest income | 3,602,000 | 7,343,000 | 11,236,000 | 15,193,000 |
| Noninterest income | 776,000 | 1,528,000 | 2,256,000 | 2,913,000 |
| Noninterest expense | 2,946,000 | 5,833,000 | 8,956,000 | 12,014,000 |
| Provision for loan losses | 221,000 | 610,000 | 860,000 | 1,260,000 |
| Pretax income | 1,220,000 | 2,422,000 | 3,625,000 | 4,767,000 |
| Income tax | 296,000 | 595,000 | 881,000 | 1,072,000 |
| Net income | 924,000 | 1,827,000 | 2,744,000 | 3,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,953,000 | 39,656,000 | 40,398,000 | 40,849,000 |
| Total capital | 42,239,000 | 42,672,000 | 43,666,000 | 44,264,000 |
| Risk-weighted assets | 322,171,000 | 323,974,000 | 337,829,000 | 335,202,000 |