Call reports 2017
PROVIDENT STATE BANK, INC. — 2017
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 377,827,000 | 398,654,000 | 400,177,000 | 407,799,000 |
| Total loans | 310,175,000 | 318,880,000 | 325,587,000 | 336,124,000 |
| Allowance for loan losses | 2,544,000 | 2,645,000 | 2,794,000 | 3,060,000 |
| Securities available for sale | 42,723,000 | 40,026,000 | 40,884,000 | 46,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,129,000 | 316,016,000 | 315,691,000 | 322,065,000 |
| Interest-bearing deposits | 230,693,000 | 223,460,000 | 225,560,000 | 229,750,000 |
| Noninterest-bearing deposits | 85,436,000 | 92,556,000 | 90,131,000 | 92,314,000 |
| Equity capital | 32,325,000 | 37,114,000 | 37,706,000 | 37,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,732,000 | 7,656,000 | 11,817,000 | 16,038,000 |
| Interest expense | 433,000 | 923,000 | 1,487,000 | 2,083,000 |
| Net interest income | 3,299,000 | 6,733,000 | 10,330,000 | 13,955,000 |
| Noninterest income | 755,000 | 1,422,000 | 2,188,000 | 3,123,000 |
| Noninterest expense | 2,984,000 | 6,069,000 | 9,288,000 | 12,186,000 |
| Provision for loan losses | 190,000 | 380,000 | 525,000 | 915,000 |
| Pretax income | 909,000 | 1,742,000 | 2,741,000 | 4,003,000 |
| Income tax | 305,000 | 587,000 | 963,000 | 1,778,000 |
| Net income | 604,000 | 1,155,000 | 1,778,000 | 2,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,997,000 | 37,449,000 | 38,072,000 | 38,318,000 |
| Total capital | 35,541,000 | 40,094,000 | 40,869,000 | 41,381,000 |
| Risk-weighted assets | 299,162,000 | 308,609,000 | 319,033,000 | 324,571,000 |