Call reports 2001
PROVIDENT STATE BANK, INC. — 2001
What PROVIDENT STATE BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,470,000 | 114,177,000 | 116,950,000 | 118,427,000 |
| Total loans | 75,303,000 | 79,396,000 | 80,395,000 | 81,744,000 |
| Allowance for loan losses | 944,000 | 959,000 | 960,000 | 929,000 |
| Securities available for sale | 15,997,000 | 17,457,000 | 16,976,000 | 14,847,000 |
| Securities held to maturity | 1,432,000 | 1,423,000 | 1,427,000 | 1,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,652,000 | 103,038,000 | 105,707,000 | 107,032,000 |
| Interest-bearing deposits | 86,135,000 | 88,522,000 | 89,588,000 | 89,687,000 |
| Noninterest-bearing deposits | 13,517,000 | 14,516,000 | 16,119,000 | 17,345,000 |
| Equity capital | 10,285,000 | 10,583,000 | 10,689,000 | 10,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,100,000 | 6,153,000 | 8,113,000 |
| Interest expense | 1,013,000 | 2,077,000 | 3,152,000 | 4,118,000 |
| Net interest income | 1,038,000 | 2,023,000 | 3,001,000 | 3,995,000 |
| Noninterest income | 134,000 | 275,000 | 412,000 | 577,000 |
| Noninterest expense | 866,000 | 1,619,000 | 2,398,000 | 3,214,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 291,000 | 654,000 | 990,000 | 1,333,000 |
| Income tax | 73,000 | 167,000 | 252,000 | 324,000 |
| Net income | 218,000 | 487,000 | 738,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,230,000 | 10,499,000 | 10,500,000 | 10,760,000 |
| Total capital | 11,086,000 | 11,386,000 | 11,434,000 | 11,689,000 |
| Risk-weighted assets | 68,407,000 | 70,947,000 | 74,657,000 | 76,548,000 |