Call reports 2024
OKLAHOMA CAPITAL BANK — 2024
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 154,109,000 | 146,419,000 | 148,098,000 | 144,288,000 |
| Total loans | 112,215,000 | 105,397,000 | 103,938,000 | 105,270,000 |
| Allowance for loan losses | 3,521,000 | 3,521,000 | 961,000 | 989,000 |
| Securities available for sale | 5,888,000 | 10,773,000 | 11,636,000 | 9,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,258,000 | 116,056,000 | 117,128,000 | 114,361,000 |
| Interest-bearing deposits | 103,756,000 | 97,187,000 | 97,396,000 | 93,361,000 |
| Noninterest-bearing deposits | 20,502,000 | 18,869,000 | 19,732,000 | 21,000,000 |
| Equity capital | 23,309,000 | 23,796,000 | 24,389,000 | 23,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,312,000 | 7,997,000 | 10,654,000 |
| Interest expense | 1,090,000 | 2,217,000 | 3,338,000 | 4,383,000 |
| Net interest income | 1,560,000 | 3,095,000 | 4,659,000 | 6,271,000 |
| Noninterest income | 35,000 | 66,000 | 100,000 | 129,000 |
| Noninterest expense | 971,000 | 1,924,000 | 2,896,000 | 3,877,000 |
| Provision for loan losses | 336,000 | 336,000 | 336,000 | 364,000 |
| Pretax income | 306,000 | 919,000 | 1,545,000 | 2,177,000 |
| Income tax | 72,000 | 220,000 | 375,000 | 519,000 |
| Net income | 234,000 | 699,000 | 1,170,000 | 1,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,244,000 | 17,718,000 | 18,199,000 | 17,196,000 |